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For Borrowers

Uniform Residential Loan Application - English
http://www.smartatmoney.com/forms/borrowers/1003.pdf

Uniform Residential Loan Application - Spanish
http://www.smartatmoney.com/forms/borrowers/spanish_1003.pdf

W9 Tax Form
http://www.smartatmoney.com/forms/borrowers/fw9.pdf

Tax Information Authorization Form
http://www.smartatmoney.com/forms/borrowers/8821.pdf

Appraisal Disclosure Form
http://www.smartatmoney.com/forms/borrowers/appraisal.pdf

Consumer Handbook on Adjustable Rate Mortgage
http://www.smartatmoney.com/forms/borrowers/armsbrochure.pdf

Borrower's Certification & Authorization to Release Information Form
http://www.smartatmoney.com/forms/borrowers/borcertauth.pdf

Credit Report Authorization and Release Form
http://www.smartatmoney.com/forms/borrowers/creditauth.pdf

Borrower's Authorization Form
http://www.smartatmoney.com/forms/borrowers/borrower-auth.pdf

Patriot Act
http://www.smartatmoney.com/forms/borrowers/patriot-act.pdf

Borrower's Disclosure Notice Form
http://www.smartatmoney.com/forms/borrowers/disclnotices.pdf

The Federal Equal Credit Opportunity Act
http://www.smartatmoney.com/forms/borrowers/ecoa.pdf

The Housing Financial Discrimination Act of 1977 Fair Lending Notice Form
http://www.smartatmoney.com/forms/borrowers/fairlending.pdf

Good Faith Estimate
http://www.smartatmoney.com/forms/borrowers/gfe.pdf

Mortgage Loan Disclosure Statement/Good Faith Estimate
http://www.smartatmoney.com/forms/borrowers/mortlodisc.pdf

Borrower's Notice Of Right To Cancel
http://www.smartatmoney.com/forms/borrowers/notritecanc.pdf

Notice Of Special Flood Hazard And Availability Of Federal Disaster Relief Assistance
http://www.smartatmoney.com/forms/borrowers/notspflohaz.pdf

Statement Of Applicant Regarding Owner Occupancy Of Property
http://www.smartatmoney.com/forms/borrowers/ownoccup.pdf

Truth In Lending Disclosure Statement
http://www.smartatmoney.com/forms/borrowers/regz.pdf

Self-Employed Income Analysis Form
http://www.smartatmoney.com/forms/borrowers/selfempincana.pdf

Employees Forms

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