Mortgage Products
Here is a list of some of the products available to you.
Got a Weird Scenario, let us try to find a home for it!
- Mortgage Programs
Program Description
· A Paper, Alt A , Subprime, Hard Money, Commercial, Construction-Perm
· Bank Statements (6,12,24 months) 100% with 620 fico
· NO VOM / NO VOR or Unlimited (30’s 60’s 90’s) also No Mtg History considered
· Opt Arms, Hybrid Opt Arms, 1%, 5 year fixed
· No Trades to 100% Full Doc and No trades to 95% and Alt Trades
· NINA, NO DOC, STATED RETIRED, (No Income No Assett No Job OK)
· 100%, Combos, 115% 125%, 100% NOO and 2nd Homes
· Use Co Borrower Fico, Disregard Borrower Fico, but use income
· Disregard Co Borr Fico, but still use Co Borr income
· Borrower Full Doc, Co Borrower Stated
· 2nds, Standalones, Helocs, Seller Carrybacks
· No Title or Property Seasoning with cash-out 75% LTV (R/T 80%)
· Self Employed 1 yr ok (only verify 1 yr employment)
· Unlimited Cashout, NOO Cashout to 100%
· 580 100% Full Doc Jumbo Loans SISA SIVA 100%
· Fixed Income Reverse Mortgages Constructions Loans
· Foreign Nationals One Score OK No Score OK
· Construction-to-Perm Loans (one time close available)
· BK/FC Buyouts 2nds Behing Neg Am’s IO HELOCS
· Seller Carry Backs Rural Properties OK
· Gift Funds/Equity OK Unpaid Collections OK
· Unlimited Acreage Select a Score Program